Hands-off may be better than hands-on

If you use the flip-the-coin approach to buy stock, your chance to beat the Wall Street stock fund managers is very high. The U.S. market benchmark index, S&P 1500 beat 81% of all the actively managed stock funds in the last five years. Out of 2863 active stock funds, only 2 can stay in the top 25% for consecutive four years and 0 in five years. This sobering NYT article may be another story of hands-off (無為而治) approach sometimes is better than hands-on course of action.   http://www.nytimes.com/2015/04/05/your-money/measure-for-measure-index-funds-rule.html